Invest Today. $25K Minimum
Local Growth, Sustainable Returns.
Risk-Conscious Investing
Our Vision
Our goal is to offer our Investors an investment opportunity. This simplifies the approach to private lending. We spread out our Investor risk over a portfolio of loans secured to real property.
What is a MIC
Mortgage Investment Corporation
A Mortgage Investment Corporation (MIC) is a specialized investment vehicle that allows individuals to generate consistent returns by investing in real estate-backed mortgages. Using both registered and non-registered funds, MICs provide an opportunity to grow your wealth while diversifying your portfolio.
Structured as flow-through entities for tax purposes, MICs pass earned income directly to investors, offering potential tax efficiencies. These corporations primarily focus on real estate mortgages, generating income from the interest payments secured by real properties. With the stability of real estate as collateral, MICs are an attractive option for investors seeking reliable income and strong returns.
Here’s how they typically work:
Tax-Free Savings Accounts (TFSAs)
TFSAs let you grow your investments tax-free. By holding MIC investments in a TFSA, you can earn interest, dividends, and capital gains without paying taxes, maximizing your returns.
Registered Retirement Savings Plans (RRSPs)
RRSPs allow your MIC investments to grow tax-deferred until retirement. This tax advantage helps compound your returns, making it a smart addition to your retirement savings.
Registered Retirement Income Funds (RRIFs)
Transfer your RRSP savings into a RRIF upon retirement to continue earning income from MIC investments. Withdrawals are taxable, providing a steady stream of retirement income.
Corporate Investment Accounts
Corporations can invest in MICs to diversify portfolios and generate reliable returns from real estate-backed mortgages. It’s a stable option for long-term business growth.
Investing in a MIC involves purchasing shares or units through specialized investment accounts like brokerage or registered accounts. These accounts provide the tools and infrastructure needed to buy, hold, and manage MIC investments seamlessly.
Our Team
We’re a dynamic group of individuals who are passionate about what we do and dedicated to delivering the best results for our clients.
Shawn Kingsbury
Co-Founder
Windsor, Ontario
Charlene Short
Co-Founder
Windsor, Ontario
Duncan Wilson
Co-Founder
Windsor, Ontario
Tyler Tiessen
Co-Founder
Windsor, Ontario
Your Investment Growth
Estimated 20 Year Returns
$208,883.20
8.25% Targeted Return
plus Semi-Annual Bonuses
*Initial Investment of $50,000 over 20 years
How it Works
Investing in a Mortgage Investment Corporation
1. Investor Contributions: Investors pool their funds by purchasing shares in the MIC.
2. Mortgage Lending: The MIC uses these funds to provide mortgages for real estate purchases or developments.
3. Interest Income: Borrowers repay their mortgages with interest, generating the MIC’s primary revenue.
4. Distribution to Investors: After covering expenses, the MIC distributes remaining income as dividends to investors.
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