Build Your Wealth with Expert-Led Mortgage Investing
Providing an easy way to participate in private lending through a diversified portfolio of property-backed loans committed to risk management and transparency.
Who We Are
At Erie Shores Capital, our mission is to deliver secure, consistent returns for investors through a diversified portfolio of mortgages, while providing borrowers with flexible solutions beyond what traditional banks can offer.
Founded by four seasoned mortgage brokers, we combine deep local expertise with disciplined risk management to deliver an investment approach built on transparency, sustainability, and security.
As banks have continued to tighten lending requirements, many creditworthy borrowers are left without access to the financing they need. This growing gap in the market has created opportunities for investors seeking stable, well-managed returns. That’s where Erie Shores Capital comes in—bridging the divide with solutions that benefit both investors and borrowers.
MIC Fund
Investing in Local Mortgage Opportunities
Our Mortgage Investment Corporation (MIC) Fund offers investors a dependable way to participate in the private mortgage market. With a targeted 8-11% return plus semi-annual bonuses, investors benefit from a professionally managed portfolio focused on profitable, sustainable mortgage opportunities.
Direct Lending
Fast, Reliable Mortgage Financing
Our Direct Lending program gives investors the option to finance entire mortgage transactions, providing a more hands-on investment experience. This approach allows for tailored investment strategies aligned with specific risk and return preferences, offering potential returns competitive with traditional mortgage pools.
Broker Solutions
Private Lending Access for Mortgage Brokers
Our Broker Solutions empower mortgage brokers with fast and flexible access to private lending capital. We support brokers in securing the right mortgage solutions for clients, backed by our deep expertise and commitment to transparent partnerships.
Why Invest with Erie Shores Capital?
Whether you're seeking steady income, RRSP/TFSA growth, or simply a smart alternative to mutual funds and GICs, we offer a clear path to do more with your capital.
Every dollar is secured against carefully underwritten residential, commercial, and rental properties — primarily in the Windsor-Essex region. We focus on areas we know best.
Our investors benefit from: 8-11% targeted annual return, semi-annual performance bonuses & monthly reporting and full transparency
With 1-year investment terms, we offer flexibility while still providing stable, compounding growth.
Our files are clean, compliant, and built for FSRA standards.
Built by Brokers. Backed by Experience.
Private lending is ultimately about judgment; knowing which opportunities are structured for success, which risks are worth taking, and where to draw the line.
Our team brings years of direct mortgage industry experience, having worked through a wide range of lending scenarios across residential and commercial markets. That background provides a practical understanding of how loans perform over time, and not just how they look on paper.
Being brokers first also means we understand the full lifecycle of a mortgage from every angle. That insight allows us to anticipate challenges early, structure more resilient deals, and maintain a practical, grounded approach to decision-making.
Our Trusted Partnerships
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