Flexible Mortgage Financing That Keeps Your Deals Moving
From quick turnarounds to complex lending scenarios, we provide flexible private mortgage financing backed by responsive underwriting, local decision-making, and a commitment to helping you close more deals.
Mortgage Solutions That Help You Say "Yes" More Often
Whether it's a self-employed borrower, a tight closing, bruised credit, complex income, or a client who simply falls outside traditional lending guidelines, you need a lending partner who sees opportunity — not just obstacles.
At Erie Shores Capital, we know what it takes to get a deal done — and we know what brokers need: speed, transparency, flexibility, and real answers.
That’s why we’ve built a MIC focused on helping mortgage brokers succeed with competitive private lending solutions.
Local Expertise
We live and breathe this market, so our lending decisions are fast & rooted in real-time local data.
Speed & Clarity
Fast deal reviews and feedback within 24 hrs means you never leave a client waiting.
Dedicated Broker Support
Co-branded materials, deal structuring advice, and direct underwriter access.
Compliance-Ready
Our files are clean, compliant, and built for FSRA standards.
Built by Brokers, For Brokers.
At Erie Shores Capital, we aren't just private lenders — we're mortgage professionals who understand what it takes to earn and keep a client's trust.
Having worked in the mortgage industry ourselves, we understand the challenges brokers face and the importance of providing timely answers, practical solutions, and clear communication. We look beyond the numbers to evaluate the full story, focusing on strong security, sensible lending, and realistic exit strategies.
When you work with Erie Shores Capital, you're partnering with a team that understands your business because we've been in your shoes.
Products & Lending Guidelines
*Rates effective as of November 14, 2025
At Erie Shores Capital, we know what it takes to get a deal done — and we know what brokers need: speed, transparency, flexibility, and real answers. That’s why we’ve built a MIC focused on helping mortgage brokers succeed with competitive private lending solutions.
1st Mortgages
For purchase, refinance, or restructuring when bank financing is unavailable or delayed.
starting at 9.49% + 2%
2nd Mortgages
Tap into home equity to consolidate debt, access capital, complete renovations, or stabilize finances.
starting at 11.99% + 2%
Bridge Financing
Short-term loans that help your clients transition between properties without stress or delays.
starting at 8.25% + 2%
Commercial Financing
Flexible funding for income-producing commercial properties when traditional lenders don’t fit.
starting at 9.49% + 2%
Farm Financing
Specialized lending for agricultural properties for purchase, refinance, or operational needs.
starting at 9.49% + 2%
Max LTV: 80% | Admin Fees: $799.00
Your Private Lending Partner in Windsor-Essex — and Beyond
Our lending footprint is focused on Southwestern Ontario, with a specialty in the Windsor-Essex region — where institutional lending is tightening, and opportunities for creative financing are growing. We understand this market because we live and lend here.
We are selective about the deals we fund — and that’s exactly what makes our commitments rock-solid.
When we say yes, we mean it.
- Amherstburg
- Aylmer
- Belle River
- Chatham
- Comber
- Harrow
- Kingsville
- Kitchener
- Lasalle
- Lakeshore
- Leamington
- London
- Orangeville
- Orleans
- Ruthven
- Tecumseh
- Wheatley
- Windsor-Essex
- Woodstock
- York
*The locations listed are examples of the areas where we have completed lending activity. Please contact us directly to discuss financing in a specific location.
Underwriting Team: [email protected]
Tyler Tiessen, Director of Operations & Compliance: [email protected] | 519.329.1200
Alex Lister, Commercial Underwriter: [email protected] | 519.300.2539
How to Get Started
At Erie Shores Capital Management, we simplify this process for you.
Here's how it works:
Once your private lender is identified, the first step is to register them with Erie Shores Capital. This ensures we have the appropriate compliance documentation, tax forms, and investment suitability records on file. Registration is quick and sets the foundation for a smooth transaction.
After your lender is registered, submit the mortgage deal to our team. Include the borrower’s application, property details, and deal summary—our underwriters will take it from there.
To make the process even smoother, we provide access to our broker portal. Through the portal, you can:
- Submit and track your deals seamlessly.
- Access updates on underwriting progress.
- Communicate directly with our team for faster turnaround.
Erie Shores Capital will coordinate all aspects of the mortgage on your behalf, including:
- Drafting of commitment and lender documents
- Coordinating with appraisers and lawyers
- Managing borrower disclosures
- Ensuring full compliance with FSRA regulations
- Issuing clear, branded documents to all parties
We maintain professional and transparent communication with both the borrower and the lender throughout the process—keeping timelines, expectations, and documentation clear every step of the way.
Once closed, we continue to manage the deal, from disbursement to servicing, ensuring all obligations are met and both parties are supported throughout the term of the mortgage.
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