Mortgage Brokers
Erie Shores Capital MIC was built by brokers, for brokers. Our goal is simple: to help you close more deals and deliver outstanding results to your clients through reliable, local private lending solutions.
Why Choose Us?
At Erie Shores Capital, we know what it takes to get a deal done — and we know what brokers need: speed, transparency, flexibility, and real answers. That’s why we’ve built a MIC focused on helping mortgage brokers succeed with competitive private lending solutions.
Local Expertise
We live and breathe this market, so our lending decisions are fast & rooted in real-time local data.
Speed & Clarity
Fast deal reviews and feedback within 24 hrs means you never leave a client waiting.
Dedicated Broker Support
Co-branded materials, deal structuring advice, and direct underwriter access.
Compliance-Ready
Our files are clean, compliant, and built for FSRA standards.
Your Private Lending Partner in Windsor-Essex — and Beyond
Our lending footprint is focused on Southwestern Ontario, with a specialty in the Windsor-Essex region — where institutional lending is tightening, and opportunities for creative financing are growing. We understand this market because we live and lend here.
We are selective about the deals we fund — and that’s exactly what makes our commitments rock-solid.
When we say yes, we mean it.
Products & Lending Guidelines
At Erie Shores Capital, we know what it takes to get a deal done — and we know what brokers need: speed, transparency, flexibility, and real answers. That’s why we’ve built a MIC focused on helping mortgage brokers succeed with competitive private lending solutions.
1st Position
- Max LTV 80%
- Fees 1.5%
- Administration Cost $799.00
2nd Position
- Max LTV as high as 80%
- Fees 2.5% > 75% LTV
- Fees 2% > 70% LTV
- Fees 1.5% > 65% LTV
- Administration Cost $999.00
Bridge Financing
- Max LTV 80%
- Fees 2% < 30 days
- Fees 3% < 60 days
- Administration Cost $999.00
By the Numbers
*as of May 2, 2024
How to Get Started
At Erie Shores Capital Management, we simplify this process for you.
Here's how it works:
Once your private lender is identified, the first step is to register them with Erie Shores Capital. This ensures we have the appropriate compliance documentation, tax forms, and investment suitability records on file. Registration is quick and sets the foundation for a smooth transaction.
After your lender is registered, submit the mortgage deal to our team. Include the borrower’s application, property details, and deal summary—our underwriters will take it from there.
To make the process even smoother, we provide access to our broker portal. Through the portal, you can:
- Submit and track your deals seamlessly.
- Access updates on underwriting progress.
- Communicate directly with our team for faster turnaround.
Erie Shores Capital will coordinate all aspects of the mortgage on your behalf, including:
- Drafting of commitment and lender documents
- Coordinating with appraisers and lawyers
- Managing borrower disclosures
- Ensuring full compliance with FSRA regulations
- Issuing clear, branded documents to all parties
We maintain professional and transparent communication with both the borrower and the lender throughout the process—keeping timelines, expectations, and documentation clear every step of the way.
Once closed, we continue to manage the deal, from disbursement to servicing, ensuring all obligations are met and both parties are supported throughout the term of the mortgage.
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